Making decisions as we inch closer to the singuarity

How are you all making big decisions as we are getting closer and closer to a fast take off?

The one I'm grappling with is buying a property vs renting. I have the luxury of being able to move back in with my parents if needed. The way I see it, why would I get a mortgage, knowing that I'll be unemployed within a few years, but then have mortgage commitments. The only reason I'd buy in the city I'm looking at, is because I have a job there and it's probably where I'd spend the rest of my career. In an ideal world, I'd buy in the suburbs, near lakes / hiking trails. So if there was mass unemployment and UBI came into place, I wouldn't want to be paying mortgage payments on an apartment in a city that I don't have any reason to be in anymore.

I can see other people struggling with big decisions as well:

For example:

- Starting a PhD in Maths/CS/Stem. Starting this year means finishing in 2031. At which point, AI would be most likely doing all the research in that field (looking at recent advanced in maths and the despair in the maths subreddits).

- Finding a new job (I'm a SWE). Job right now is pretty chill. What's the point of spending months grinding interview prep when the swe industry will probably be one of the first industries hit within the next year or two

- What to study at college. Have seen some relatives worry about what their kid should be studying in college given the advancements in recent AI (why take out a loan for college).

- Move country. I have been considering moving country, but similar to moving jobs, if automation is coming in the next year or two, do I really want to upend my life

How have you all thought about it?